去中心化金融：修订间差异
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'''去中心化金融'''（{{lang-en|Decentralized finance}}，俗称'''DeFi'''）是一种基于[[区块链]]的金融，它不依赖[[券商]]、[[交易所]]或[[银行]]等金融机构提供金融工具，而是利用区块链上的[[智能合约]]（例如[[以太坊]]）進行金融活動<ref name="Financial Times 2019-12-30">{{Cite news|url=https://www.ft.com/content/16db565a-25a1-11ea-9305-4234e74b0ef3|title=‘DeFi’ movement promises high interest but high risk|work=Financial Times|date=2019-12-30|accessdate=2020-10-06|archive-date=2021-05-21|archive-url=https://web.archive.org/web/20210521183623/https://www.ft.com/content/16db565a-25a1-11ea-9305-4234e74b0ef3|dead-url=no}}</ref>。DeFi平台允许人们向他人借出或借入资金，交易[[加密货币]]，并在类似储蓄的账户中獲得[[利息]]<ref name="Bloomberg 2020-08-26">{{Cite news|url=https://www.bloomberg.com/news/articles/2020-08-26/why-defi-utopia-would-be-finance-without-financiers-quicktake|title=Why ‘DeFi’ Utopia Would Be Finance Without Financiers: QuickTake|work=Bloomberg|date=2020-08-26|accessdate=2020-10-06|archive-date=2020-10-15|archive-url=https://web.archive.org/web/20201015185528/https://www.bloomberg.com/news/articles/2020-08-26/why-defi-utopia-would-be-finance-without-financiers-quicktake|dead-url=no}}</ref><ref>{{Cite web|title=Leading ‘Privacy Coin’ Zcash Poised For Growth Following Placement On Ethereum|url=https://www.forbes.com/sites/stevenehrlich/2020/10/29/leading-privacy-coin-zcash-poised-for-growth-following-placement-on-ethereum|author=Ehrlich|first=Steven|work=Forbes|language=en|access-date=2021-04-13|archive-date=2021-05-03|archive-url=https://web.archive.org/web/20210503161154/https://www.forbes.com/sites/stevenehrlich/2020/10/29/leading-privacy-coin-zcash-poised-for-growth-following-placement-on-ethereum/|dead-url=no}}</ref>。截至2020年10月，超过110亿美元被存入各种去中心化金融协议。截至2021 年6月底，DeFi市场规模低于480亿美元，与2021年5月的数据相比下降了45%<ref>{{Cite web|title=DeFi market size stays below USD 48 bln|url=https://thepaypers.com/cryptocurrencies/defi-market-size-stays-below-usd-48-bln--1250086|access-date=2021-07-02|archive-date=2021-08-13|archive-url=https://web.archive.org/web/20210813090621/https://thepaypers.com/cryptocurrencies/defi-market-size-stays-below-usd-48-bln--1250086|dead-url=no}}</ref>。截至2021年 8月底，已經有超過1500億存入各種去中心化金融協議<ref>{{Cite web|title=DeFi TVL hits a record $157B as Ethereum competitors attract investors|url=https://cointelegraph.com/news/defi-tvl-hits-a-record-157b-as-ethereum-competitors-attract-investors|access-date=2021-09-02}}</ref>。 |
'''去中心化金融'''（{{lang-en|Decentralized finance}}，俗称'''DeFi'''）是一种基于[[区块链]]的金融，它不依赖[[券商]]、[[交易所]]或[[银行]]等金融机构提供金融工具，而是利用区块链上的[[智能合约]]（例如[[以太坊]]）進行金融活動<ref name="Financial Times 2019-12-30">{{Cite news|url=https://www.ft.com/content/16db565a-25a1-11ea-9305-4234e74b0ef3|title=‘DeFi’ movement promises high interest but high risk|work=Financial Times|date=2019-12-30|accessdate=2020-10-06|archive-date=2021-05-21|archive-url=https://web.archive.org/web/20210521183623/https://www.ft.com/content/16db565a-25a1-11ea-9305-4234e74b0ef3|dead-url=no}}</ref>。DeFi平台允许人们向他人借出或借入资金<ref>{{cite journal|last1=Perez |first1=Daniel |last2=Werner |first2=Sam M. |last3=Xu |first3=Jiahua |last4=Livshits |first4=Benjamin |title=Liquidations: DeFi on a Knife-Edge |journal=Financial Cryptography and Data Security |date=2021 |pages=457–476 |doi=10.1007/978-3-662-64331-0_24}}</ref>，交易[[加密货币]]，并在类似储蓄的账户中獲得[[利息]]<ref name="Bloomberg 2020-08-26">{{Cite news|url=https://www.bloomberg.com/news/articles/2020-08-26/why-defi-utopia-would-be-finance-without-financiers-quicktake|title=Why ‘DeFi’ Utopia Would Be Finance Without Financiers: QuickTake|work=Bloomberg|date=2020-08-26|accessdate=2020-10-06|archive-date=2020-10-15|archive-url=https://web.archive.org/web/20201015185528/https://www.bloomberg.com/news/articles/2020-08-26/why-defi-utopia-would-be-finance-without-financiers-quicktake|dead-url=no}}</ref><ref>{{Cite web|title=Leading ‘Privacy Coin’ Zcash Poised For Growth Following Placement On Ethereum|url=https://www.forbes.com/sites/stevenehrlich/2020/10/29/leading-privacy-coin-zcash-poised-for-growth-following-placement-on-ethereum|author=Ehrlich|first=Steven|work=Forbes|language=en|access-date=2021-04-13|archive-date=2021-05-03|archive-url=https://web.archive.org/web/20210503161154/https://www.forbes.com/sites/stevenehrlich/2020/10/29/leading-privacy-coin-zcash-poised-for-growth-following-placement-on-ethereum/|dead-url=no}}</ref>。截至2020年10月，超过110亿美元被存入各种去中心化金融协议。截至2021 年6月底，DeFi市场规模低于480亿美元，与2021年5月的数据相比下降了45%<ref>{{Cite web|title=DeFi market size stays below USD 48 bln|url=https://thepaypers.com/cryptocurrencies/defi-market-size-stays-below-usd-48-bln--1250086|access-date=2021-07-02|archive-date=2021-08-13|archive-url=https://web.archive.org/web/20210813090621/https://thepaypers.com/cryptocurrencies/defi-market-size-stays-below-usd-48-bln--1250086|dead-url=no}}</ref>。截至2021年 8月底，已經有超過1500億存入各種去中心化金融協議<ref>{{Cite web|title=DeFi TVL hits a record $157B as Ethereum competitors attract investors|url=https://cointelegraph.com/news/defi-tvl-hits-a-record-157b-as-ethereum-competitors-attract-investors|access-date=2021-09-02}}</ref>。 |
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==参考文献== |
==参考文献== |
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2021年10月30日 (六) 12:01的版本
去中心化金融（英語：Decentralized finance，俗称DeFi）是一种基于区块链的金融，它不依赖券商、交易所或银行等金融机构提供金融工具，而是利用区块链上的智能合约（例如以太坊）進行金融活動[1]。DeFi平台允许人们向他人借出或借入资金[2]，交易加密货币，并在类似储蓄的账户中獲得利息[3][4]。截至2020年10月，超过110亿美元被存入各种去中心化金融协议。截至2021 年6月底，DeFi市场规模低于480亿美元，与2021年5月的数据相比下降了45%[5]。截至2021年 8月底，已經有超過1500億存入各種去中心化金融協議[6]。
参考文献
- ^ ‘DeFi’ movement promises high interest but high risk. Financial Times. 2019-12-30 [2020-10-06]. （原始内容存档于2021-05-21）.
- ^ Perez, Daniel; Werner, Sam M.; Xu, Jiahua; Livshits, Benjamin. Liquidations: DeFi on a Knife-Edge. Financial Cryptography and Data Security. 2021: 457–476. doi:10.1007/978-3-662-64331-0_24.
- ^ Why ‘DeFi’ Utopia Would Be Finance Without Financiers: QuickTake. Bloomberg. 2020-08-26 [2020-10-06]. （原始内容存档于2020-10-15）.
- ^ Ehrlich, Steven. Leading ‘Privacy Coin’ Zcash Poised For Growth Following Placement On Ethereum. Forbes. [2021-04-13]. （原始内容存档于2021-05-03） （英语）.
- ^ DeFi market size stays below USD 48 bln. [2021-07-02]. （原始内容存档于2021-08-13）.
- ^ DeFi TVL hits a record $157B as Ethereum competitors attract investors. [2021-09-02].