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联华銀行(英語:United Chinese Bank)是一家马来西亚的跨国第三华人资小规模银行,目前在马来西亚全国拥有超过40家分行。于2019年成立,创办人为王联锋。该行计划于2025年在吉隆坡证券交易所上市,亦同时向外扩展业务。。

联华银行
United Chinese Bank
曾用名联华银行 (2019 - 至今)
公司類型非上市公司
成立2019年,​5年前​(2019
創辦人王联锋
代表人物王联锋 (主席)
哈夫雷 (首席执行官)
總部 马来西亚吉隆坡
Menara UCB, Jalan Damanlela, Bukit Damansara, 50490 Kuala Lumpur (全国总部)
 马来西亚柔佛
UCB Tower, #88-G Bitbix Park, Pintasan Muar, 84000 Muar, Johor (柔北/甲州区域总部)
業務範圍 马来西亚 /  臺灣
产业金融业
服務金融服务
營業額 MYR 1.17 billion (2025)
净利润 MYR 0.02 billion (2025)
資產 MYR 0.13 billion (2019)
員工人數348(2019)
母公司王联锋集团 WLF Corporation
网站www.ucbank.com/my (马来西亚官网)
www.ucbank.com/tw (台湾官网)
SWIFT号码 (马来西亚)UCBCMYKL
SWIFT号码 (台湾)UCBCTWTP
UCB Black Debtcard

银行其他

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手机支付

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N18已经开通该银行卡可以透过Samsung Pay进行支付交易,同时也已做准备为未来Google Pay和Apple Pay的到来。

金融服务

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Deposit Basic Savings Account FIRST Savings Account ProSavers Account Term Savings Account
GOLD Savings Account Young Savers Account Fixed Deposit e-Fixed Deposit
Basic Current Account ONE Current Account Foreign Currency Account
Cards Debit Card Credit Card Prepaid Card
Loans Personal Loan Credit Card Prepaid Card

内部链接

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Fees & Charges Branch Locator

Reference Rates

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  • Base Lending Rates (BLR) → 7.05% (w.e.f. 01/01/2019)
  • Base Rates (BR) → 4.05% (w.e.f. 01/01/2019)
  • Kuala Lumpur Interbank Offered Rates (KLIBOR) → 4.0% (w.e.f. 01/01/2019)

What is Base Rate ?
Base Rate is made up of 2 parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia. Our benchmark COF now reflects the cost of raising new funds in prevailing market funding conditions based on the 3-month KLIBOR as well as customer deposit rates.